Changelog

Jul 30th, 2026

July 2026

Trust accounts

You can now programmatically and instantly create both revocable and irrevocable trust accounts.

• Built-in roles for grantors, trustees, and beneficiaries are supported out of the box.
• Whether you're building a consumer, business, or dedicated trust application, you can spin up trust accounts instantly via API.

NACHA file uploads

You can now send us a NACHA file directly instead of deconstructing it into individual transfers.

• Many customers receive NACHA files from ERPs or upstream systems. Rather than breaking that file apart yourself, send it to us as-is.
• We decompose it and submit all the transfers on your behalf, fully validated and cleaned. If there are errors, we'll tell you exactly what they are.
• (Note: we don't process the NACHA file directly, we decompose it into transfers on our rails.)

Batched file uploads

You can now submit hundreds of thousands or millions of transfers in a single batch.

• Instead of iterating through individual API calls, send everything to our batch file endpoint.
• We process it automatically behind the scenes and give you progress updates via API and webhooks.

Checkbooks

You can now issue checkbooks for both business and consumer applications.

• Checkbooks complement our existing check deposit and issuance APIs, and together with our check scanner support, round out our full suite of check products.

Rebuilt search

We completely overhauled our search infrastructure.

• Fuzzy search now works across counterparties, accounts, entities, and all other object types, with fast sorting and filtering.
• Everything was rebuilt from scratch, and it's available on both the API and the dashboard.

Dec 22nd, 2025

Winter 2025

1099-INT Tax Form APIs

We released new APIs to help you generate 1099-INT tax forms if you use Column to pay your customers interest.

• Retrieve tax forms by entity, tax year, or filing status.
• Track forms at state and federal levels and receive webhooks when statuses update.
• Send and mail tax forms via a simple post request.
• Simulate the process using Sandbox APIs before going live.

Market Rate API

This new API allows you to get Federal Reserve reference rates directly from the source.

• Useful for calculating loan payments or pricing a loan.
• Helps build business logic in your system that requires these reference rates.

Realtime Payment Updates

Our Realtime payment API now supports higher limits for high-dollar payments.

• A $10 million transaction limit is now supported on both FedNow and TCH RTP.
• You can send these high-value payments anytime, 24/7/365.

Dashboard Improvements

We updated the dashboard with new views for lending and improved mobile accessibility.

• New views on loan pages expose details for loans, loan payments, and loan disbursements.
• You can better track complex funds flows involving loans, bank accounts, and other payment rails.
• The dashboard is now fully mobile responsive so you can check Column on the go.

Oct 31st, 2025

Summer 2025 / Part 2

Fedwire ISO 20022

We added new features to fully integrate the Fed's ISO 20022 standard. This helps you:

• Accept or reject wire return messages directly via the API.
• Parse and reconcile better with more structured remittance information.
• Support additional payment types through new structured fields.
• Accept structured tax remittance information via the API.
• See full raw ISO 20022 messages via feature flag.

No changes are required to your existing API integration.

Check scanning improvements

We improved the reliability and performance of our check processing systems.

• High-velocity check scanning is now supported.
• We added support for more high-quality check scanner brands.

More payment email notifications

We added new email notification options in the Column dashboard for various payment types.

CIP and CDD via API

You can now send customer due diligence information directly through the API.

• CIP and CDD data can be sent to Column via API for both person and business entities.
• Providing this information up front reduces your operational burden (and follow-up requests from us), and improves straight-through processing and ongoing monitoring.

Sep 30th, 2025

Summer 2025 / Part 1

Swift amendments

You can now send international wire amendments directly via our new Swift Amendment API.

• Amendments let you send updated beneficiary information, either at the beneficiary bank's request or proactively if a transaction was sent with incorrect details.
• Commonly amended fields include account number, beneficiary name or address, and remittance information, though we accept a number of other fields for amendments.

Account modeling

We released two new bank account features.

• Frozen status: We expose a frozen status on a bank account object if the Column team freezes an account for investigation or other purposes.
• Joint account modeling: We now allow an account to be owned by 2 or more individuals. Simply create person entities for each owner, then link those entities to the bank account object directly.

Lending system

All of your lending data is now available via API. This helps you:

• Easily support multiple loan programs across a single partner.
• Add parameters like seasoning days and interest rates on the loan object directly.
• Complete loan sales via API, instead of manual reconciliation.
• Track Column, partner, and borrower obligations across an entire program.

May 31st, 2025

May 2025

Check improvements

We made two big updates to checks.

• First, check return details are now available directly on the check transfer object, so you can view return information for any returned check issued by or deposited at Column.
• Second, we improved check deposit processing. Checks returned for insufficient funds can now be re-presented to the issuing bank, while duplicate presentments deposited at Column are automatically reviewed and processed only when necessary.

Transfer approvals in dashboard

We made transfer approvals for ACH and domestic wire transfers available in the dashboard.

• Admins can configure required approvals for specific transfer types.
• Once enabled, transfers created by money movers will enter a pending state and require approval by an admin before being processed.

Expanded document types

You can now add additional file types for common use cases.

• For example, you can upload and tag daily loan tapes, daily originations files, network settlement files, and receivable purchase files.
• Partners can also add more specific tags when uploading customer files for Column review.

Saved snapshots

Dashboard users can now create personal snapshots on the homepage.

• Snapshots are a saved view of transfers filtered by your most frequently used filters.

Pinned accounts

You can now pin accounts to your home page for quick review and navigation.

Opt-in notifications

You can now receive email notifications when transfers are created or pending approval.

Apr 30th, 2025

April 2025

Improved dashboard

Some major updates came to the dashboard this month, starting with improved navigation for platform settings & team management.

• In the Platform dropdown menu, you can now easily view and manage Settings, Team, and Roles.
• We also launched Custom roles. In addition to the five canned roles we offer, you can now create your own custom role and add users with specific permissions to entities, bank accounts, transfer types, and other platform features.

Simpler statements

We've made statements simpler and more self-serviceable.

• Previously, when a statement exceeded 100 pages, we’d generate a CSV version of the statement.
  • Now, you can now generate a PDF summary statement with a readable filename, showing cumulative balances over a given statement period.
• You can now add more filters and generate custom CSV statements for a given account over a specified date range.

Larger file uploads

• For customers sharing and pulling documents via our document endpoints, you can now upload files up to 5GB.
  • We added many values for file type and an additional tag field that lets you add metadata for document identification and organization.
• You can also use our new List endpoint to filter uploaded documents for a specific file given document type, tag, or created at timestamp.

Ultimate originator info

• Often, the true originator of a domestic wire or Realtime transfer is not the same as the account holder or subledger owner. This is common in situations where the account holder is a third-party sender or intermediary between two parties.
  • Previously, the transfer originator for realtime transfers and wire transfers was set as the intermediary. We have now exposed an “ultimate_originator_counterparty” parameter on our wire and realtime APIs where the ultimate originator can be explicitly set and passed through to your beneficiaries.

FX Spread

• On our FX quote object we added a new parameter, fx_fee_bps, that allows you to specify a markup on a specific FX rate quote.
  • This provides you way more optionality to mark-up bps on quotes by currency or corridor where you might have some pricing flexibility with customers.

Feb 28th, 2025

February 2025

Checks

I guess this accidentally became the month of checks? We made lots of improvements across the board.

• You can now customize the logo on checks you issue.
• We made big improvements to backend deposit processing infra. tldr; more accurate, better, faster, stronger.
• Checks issued from Column will now be automatically stopped after 180 days. This helps prevent fraud on lost or stolen checks.
• A PDF is generated for each check issued and printed with Column that can be accessed by API for your record keeping.

Admin Transfers

This is a new payment type that is used for money movement from Column to you. This may be used for check adjustments, applying lost wires (wires sent to a wrong account number that Column applies manually) and other payment operations use cases.

Loan overpayments

Loan objects can now be overpaid via loan payment. For example, credit cards with a low or zero dollar balance may receive refunds that over credit an outstanding balance. This was one of our heavier requested features and simplifies a bunch of card funds flows.

Dashboard updates

• Mailed checks
  • You can now mail checks from our dashboard in addition to our API, which is great for bill pay.
• Payment templates
  • Payment templates are now available for ACH, book, and wire transfers, and can have up to 100 fully configured transfers in each. Templates are helpful when sending the same transfer amounts to the same counterparties at regular intervals.

Jan 31st, 2025

January 2025

Wire drawdown GA

Wire drawdowns have been available for select clients for a bit now, but we are now releasing drawdowns as general availability with new features. A wire drawdown, also known as a “reverse wire,” allows you to “pull” money from another back account via wire. In practice, we send a non-monetary message to another bank directing them to send Column a wire to an exact account number with an exact dollar amount. Unlike an ACH debit which settles automatically, it is up to the receiving bank to approve, ignore or reject a drawdown before sending funds to the originator. You’ll receive webhooks anytime a wire drawdown is sent to or from an account you control.

Improved address parsing

In domestic and international bank-bank payments, structured addresses do not exist. Usually addresses are sent as a single string with various formats. We make our best attempt at parsing, normalizing and structuring this data. We’ve made vast improvements to parsing over the past couple months. Are we an AI company now?!

ACH Positive pay API

Incoming ACH debits are a relatively large fraud vector for a lot of businesses and consumers. We’ve made it very easy to prevent fraudulent debits for your customers - we now have an API that allows you to easily create a set of “rules” that ACH debits must meet otherwise we will auto-return an incoming ACH debit.

If you want more powerful rules, you can easily implement your own using our webhooks and ACH return API.

Adding sixth window

We now support the sixth ACH processing window (10:45pm EST transmission deadline and 11:30pm EST target distribution). This is a non-monetary window, meaning it is informational only and funds settlement occurs at 8:30am EST the following morning. If an originating bank submits ACH payments during the fifth window, you’ll receive notice by 6am EST (via webhooks or the events API) instead of 8:30am EST.

International Improvements

We’ve made improvements to better handle settlement and clearing for the Indian Rupee (INR), British Pound (GBP), Canadian Dollar (CAD), Chinese RMB (CNY), UAE Dirham (AED), Malaysian Ringgit (MYR), Pakistani Rupee (PKR) and the Colombian Peso (COP). These improvements help reduce RFIs and returns from intermediary and beneficiary banks, speeding up settlement times.

Enhanced FX rates

We’ve added additional foreign exchange liquidity providers that get you access to improved real-time FX rates.

Dashboard improvements

• Device based 2FA
  • Device-based authorization is now enabled. Apps such as Authy, 1Password, and Google Authenticator can now be used in place of text-based 2FA. To enable this for your account, navigate to User > Profile and follow the prompts on the Two-factor authentication section.
• International Wires enabled Dashboard
  • International wires can now be sent from the Column Dashboard. Included in this release is a redesigned counterparty creation flow, making it seamless to add international counterparties and all the required info for their associated country.
  • Country requirements for sending international wires are dynamically set when selecting a counterparty and the beneficiary’s country.
  • The full functionality offered via API is offered through the Dashboard, such as handling of fees, currency, and advanced features such as choosing an Intermediary Bank.

Jun 11th, 2024

Wire Drawdown Improvements

Improved

The wire drawdown API has been updated to allow outgoing drawdown requests to be sent. You can use this functionality to request funds be sent from an external account into an account at Column.

Apr 15th, 2024

List Financial Institutions

New

Column's Financial Institutions List API allows you to query details of all financial institutions, supporting filters by country codes, routing number types, and name keywords. Our data are synchronized daily with the Federal Reserve Bank for ABA routing numbers, Swift for BICs, etc.

Jan 16th, 2024

Updates to Check Delivery Events

Improved

We updated issued check delivery events and webhooks for checks issued and mailed with Column. Changes include:

• Removal of the international exit delivery status and webhook event
• Removal of the rejected delivery status
• Addition of a failed delivery status
• Update of re-routed to rerouted to ensure consistency across delivery statuses and webhook events

Dec 18th, 2023

Entry Class Code Now Required on ACH Transfers

New

Rather than provide a default entry class code, Column now requires you specify an entry class code on all ACH transfers originated at Column. ACH transfers sent at Column typically have a CCD entry class code. Questions on which code to use? Reach out to us.

Nov 20th, 2023

International Wire Transfer Tracking by UETR

Improved

We have improved our International Wire Tracking API to allow you to track processing details (routing, timing, charges, statuses, etc.) of international wires globally by their UETRs in addition to their Column transfer IDs. This allows you to track incoming international wire transfers to Column even before we receive them, which is very helpful if some incoming transfers are taking longer than expected because they are delayed or rejected by intermediary banks.

Sep 28th, 2023

Improved idempotency support

Improved

Column's API now supports idempotency when creating bank accounts, account numbers, entities, and loans. Learn more about idempotency & working with the Column API here.

Aug 31st, 2023

International Wire Transfer Billing

New

Column's International Wire Billing allows you to cover Column per-transfer fixed fees by automatically debiting your customer accounts at the transfer level in real time to avoid monthly invoices. In addition, it allows you to charge additional fixed fees and FX margin fees per transfer in real time to avoid complex accounting on your side.

Aug 30th, 2023

Roles & Permissions Now Live

New

Roles & permissions are now available in Column’s Dashboard! All Dashboard users now have specific roles with specific permissions. Roles include Admin, Developer, Money Mover, and Viewer. Learn more about Column’s Roles & Permissions here. All platform owners should review users and update roles where needed. Custom roles and permissions coming soon!

Aug 25th, 2023

International Wire Transfer Cancellations

New

Column's International Wire Cancellation API allows you to request to cancel outgoing international wire transfers sent by mistake easily. In addition, you can also automate the processing of cancellation requests of incoming transfers. You can read more details here.

Aug 25th, 2023

International Wire Transfer Tracking

New

Column's International Wire Tracking API allows you to track processing details (routing, timing, charges, statuses, etc.) of international wires globally. You can read more details here.

Jun 19th, 2023

Issue a Check with an Attachment

Improved

Column now allows you to add an optional attachment when issuing, printing, and mailing a check through our APIs. After uploading the document via API, include the document id when creating a check transfer. Column will mail both the check and document to the payee specified.

Jun 16th, 2023

Check Imaging API in Beta

New

You no longer need a third-party processor to deposit checks with Column! Send Column raw, unformatted check images through our Check Imaging API. Column returns cropped, formatted images and MICR line details. You can then send those check images and metadata in our Check Deposit API to deposit a check at Column.

May 2nd, 2023

Improvements to FX Quotes for International Wires

Improved

You can now query FX rates, book FX quotes to use immediately or in the future, and cancel FX quotes you no longer wish to use with our FX Quote APIs.

Apr 27th, 2023

Check Deposit API Now Live

New

Column's Check Deposit API makes it easy for you to deposit checks remotely without having to visit a physical bank branch. You can send a check image and metadata from your third-party processor to Column in our Check Deposit API to deposit a check. Column will then submit an image cash letter to the Federal Reserve and provide deposit status updates via webhooks so you have insight into the status of your deposit.

Apr 7th, 2023

Issue, print, and mail a check with Column's APIs

Improved

You can now issue, print, and mail checks with Column's Issue Check API. When you include a message and payee address, Column will print and mail your check to the specified payee. You can download a PDF preview of the check and receive real-time delivery updates through webhooks as your check is processed by USPS.

Mar 27th, 2023

International Wires APIs Live

New

International wires are now available to Column customers. Via our APIs, you can send and receive international transfers through the Swift network. Moreover, Column’s API exposes the raw Swift message for your incoming and outgoing international transfers. Alternatively, we can parse the Swift message and just provide the important fields in our API responses. Checkout our international wires APIs.

Mar 24th, 2023

Check Return API Live

New

We have added a check return object and Check Return API allowing you to pull all returns associated with a check you have issued through Column. Learn more about issuing checks with Column here.

Mar 23rd, 2023

Wire Drawdown APIs Live

New

APIs for wire drawdowns (commonly referred to as reverse wires) are now publicly available. With these APIs it's possible to receive and approve wire drawdown requests. Upon approval, an outgoing wire transfer will be created automatically. See these docs for detailed information and checkout our APIs here.

Mar 9th, 2023

Commercial bank account onboarding now available

New

Businesses can open commercial bank accounts through our improved self-service onboarding workflow. Register for an account and connect directly with our team to grow your business.

Dec 15th, 2022

Cashed check image now exposed in check transfer object

Improved

The check transfer object now contains the front_image and back_image in TIFF format, Base64 encoded. The images are only available in the GET endpoint after the Column issued check is deposited by the payee.

Nov 18th, 2022

Check Issuing APIs Live

New

APIs for check issuing are now publicly available. With these APIs it's possible to issue checks, create check returns, and stop check payments. See these docs for detailed information on check processing, timing & notifications, returns, and fraud prevention.

Nov 12th, 2022

Webhook events for ACH Notifications of Change (NOCs)

New

We have added a new type of webhook events ach.outgoing_transfer.noc to notify you ACH Notifications of Change (NOCs) sent by RDFIs for outgoing ACH transfers. See this doc for more information.

Sep 7th, 2022

Business function code exposed in wire transfer object

Improved

The wire transfer object now contains the business_function_code that was present in the outgoing wire message sent to the FED. This can be useful to use along with the type_code and subtype_code.

Aug 29th, 2022

API for wire reversal now available

New

We have released a new API that makes it very easy to reverse incoming wire transfers. If your platform has received a wire transfer in error, you can use our Wire Reversal API to initiate an outgoing transfer that sends back the funds to the financial institution that sent the original transfer. See these docs for more information.

Jun 2nd, 2022

On-us wire improvements

Improved

The data returned in the on-us wire object is now at parity with a typical wire transfer between 2 different financial institutions. "On-us" means that both the ODFI and RDFI for the transfer is Column. Previously on-us transfers were missing some key information, such as the originator and beneficiary information. It's important to note that on-us wire transfers will still not have an IMAD or OMAD. The Federal Reserve plays a part in setting both IMAD and OMAD, and since the Federal Reserve is not involved in on-us transfers, these IDs will not be set.

May 18th, 2022

Settlement reports now available from the dashboard

New

We have added the ability to schedule and download settlement reports directly from the dashboard. Previously, these settlement reports were only able to be scheduled and downloaded via our API which required technical overhead to make these reports available to stakeholders. Now non-technical stakeholders can use the dashboard UI to generate their own settlement reports.

May 11th, 2022

International addresses for entities

Improved

We now support international addresses when creating entities via our API. This unlocks the ability to create accounts for businesses and consumers with international addresses.

Apr 27th, 2022

API for ACH Reversal Now Available

New

We have released a new API that makes it very easy to initiate an ACH reversal. If your platform has initiated erroneous or duplicated outgoing ACH transfers, you can use this API to reverse the ACH transfer. See these docs for more information.

Apr 15th, 2022

Settlement Reporting API Live

New

We now offer a brand new API to schedule and generate on-demand settlement reports. These settlement reports provide structured data about your platform's accounts which greatly simplify workflows like internal accounting, generating customer statements, and regulatory reporting. These reports are customizable by date range and time zone, which means no more dealing with time zone conversions! We offer two types of settlement reports, which are available in .csv, parquet, and JSON formats.

• Bank Account Summary- provides a row for each bank account and opening and closing balances across a date range.
• Bank Account Transaction- provides a row for every transaction for all bank accounts across a date range.

Check out these docs for more information.

Apr 12th, 2022

On-us ACH Debits Improvements

Improved

We have made two changes to the behavior of outgoing on-us ACH debit transfers. "On-us" means that both the ODFI and RDFI for the transfer is Column.

• On-us ACH Debits can now be submitted without knowing if there are funds in the receiver account. If there are no funds, then the RDFI will go through the same return process for NSF's as they would for a normal (non on-us) ACH debit on that account. More details here: https://beta.column.com/docs/ach/returns
• Previously, outgoing on-us ACH debits would settle immediately if funds were available in the RDFI account. Now, they will follow the same rules as normal ACH debit transfers, with a two business day delay in funds availability.

These changes maintain consistency and security for all Column accounts and ACH transfers.

Apr 5th, 2022

Company ID configurability

New

• We now enable platforms to include their own company id when originating ACH transfers. Using a specific company id maintains continuity when migrating from other banking partners by reducing unauthorized returns. The company id is also often used for ACH positive pay. If you would like to use a specific company id in your ACH transactions, please contact us.

Apr 4th, 2022

ACH Transfer object improvements

New

We have added a new field to the ACH object called payment_related_info, which provides an additional 80 characters to provide details on the ACH transaction on outgoing transfers. This is available on all SEC codes.

• On incoming ACH transfers, we will surface payment_related_info in our ACH object, which we receive in the addenda.
• Our goal is to enable you to configure all fields and expose all elements in an originated and received ACH file. If there are other addenda fields for specific SEC codes that you’d like to see supported, that we currently don't, we'd love to hear it! Please reach out.

Mar 21st, 2022

IAT information improvements for ACH Transfers

New

• We have added an explicit iat sub-object for all IAT ACH transfers. An IAT is an ACH SEC code that is used for receiving internationally originated transfers. These are usually used as the domestic clearing leg in an international payment. They are considered a bit special according to the NACHA rules and have unique information associated with them - usually to help with OFAC screening.
• The iat object surfaces specific information pertaining to the foreign bank and transaction such as foreign_payment_amount, foreign_trace_number, odfi_branch_country_code, odfi_name, originator_city_state_province, foreign_correspondent_bank_info, and more! You can read more about IATs and see a complete list of fields in the documentation.

Mar 7th, 2022

Lending APIs are available in sandbox

New

• We have made a new set of APIs for lending publicly available for our sandbox platforms. They're currently powering charge card and term loan production use cases. Please reach out if you think you have a need that fits and we can enable them in your platform.
• These APIs are currently built around a charge card and term loan feature set. However, our plan is to expand their functionality to power other loan-oriented use cases this year. As we receive feedback from our customers, we will continue to make improvements and changes to these APIs before making widely available in production.

Mar 4th, 2022

IAT

New

• We now have full support for receiving IAT ACH transfers.
• If you are interested in originating IAT ACH transfers please reach out.

Mar 3rd, 2022

Wire transfer object enhancements

New

• We have expanded the FedWire information we return in our wire transfer object such as beneficiary_account_number, beneficiary_name, originator_account_number, originator_name, imad, omad, and more! See the wire object documentation for a complete list.

Jan 14th, 2022

OFAC manual review, ACH processing enhancement, and more

New

• OFAC Manual Review: Both incoming and outgoing wires which trigger OFAC alerts are blocked and require a manual review which Column will perform. The status will stay as PENDING_SUBMISSIONuntil it's cleared.
  • Manual reviewed outgoing wires won't be instantly submitted to the Fed.
  • Manual reviewed wires won't be instantly settled.

Jan 5th, 2022

Webhook Events

The following webhook events have been deprecated and merged to their corresponding events:

• ach.outgoing_return.initiated: deprecated, merged to ach.incoming_transfer.returned
• ach.outgoing_return.dishonored: deprecated, merged to ach.incoming_transfer.return_dishonored
• ach.outgoing_return.contested: deprecated, merged to ach.incoming_transfer.return_contested
• ach.incoming_return.initiated: deprecated, merged to ach.outgoing_transfer.returned
• ach.incoming_return.dishonored: deprecated, merged to ach.outgoing_transfer.return_dishonored
• ach.incoming_return.contested: deprecated, merged to ach.outgoing_transfer.return_contested

Dec 17th, 2021

API Filtering

New

• API filters are added to /entities, /bank-accounts, /transfers/ach, /transfers/wireand and /transfers/book. These endpoints now support more complex filtering.

Dec 1st, 2021

Dec 1, 2021

• A details block was added for requests to book transfers. Depending on your use case we may require additional metadata to be sent in this field for our transaction monitoring.

Nov 16th, 2021

Pagination and hold/clear

• Pagination available for all list endpoints. You can learn more about it here.
• Book Transfers now support a hold then clear functionality.
  • This change adds a new balance called the "holding balance" to all accounts.
  • Adds "hold" parameter to endpoint to create a book transfer.
  • Adds endpoint to clear a book transfer.
  • Adds endpoint to update a book transfer.
  • Adds endpoint to cancel a book transfer.
  • New webhook events are added for:
    • book.transfer.hold_created
    • book.transfer.updated
    • book.transfer.canceled

Nov 9th, 2021

Nov 9, 2021

• Added more webhook events for ACH returns:
  • ach.outgoing_return.initiated
  • ach.outgoing_return.dishonored
  • ach.outgoing_return.contested
  • ach.incoming_return.initiated
  • ach.incoming_return.dishonored
  • ach.incoming_return.contested

Nov 3rd, 2021

Nov 3rd, 2021

Renamed counterparty.counterparty_id to counterparty.id to be consistent with other API responses.

Oct 11th, 2021

Oct 11th, 2021

• We’ve released idempotency! You can read about it here.
• We’ll be releasing pagination soon. You can read a draft of the docs here.
• Error response type and code will be changed to be all lower case.
  • ie: BANK_ACCOUNT_NOT_FOUND will be bank_account_not_found
  • transfers_{error} codes are now transfer_{error} codes
• Docs will be updated and code will be released tonight or tomorrow.
• Events are being reformatted to {category}.{sub_category}.{action}, ie ACH_TRANSFER_INITIATED will now be ach.outgoing_transfer.initiated
• Docs will be updated and code will be released hopefully tomorrow.
• Docs starting tomorrow will now be gated by the dashboard login, as opposed to a master password.

Sep 15th, 2021

Sept 15, 2021

• Introduced root entity and some special accounts underneath them.
• Added locked_balance as a balance type for accounts.
• Added the ability for an account to go negative through our overdraft feature.

Aug 16th, 2021

Aug 16, 2021

• Published ACH return APIs:
  • File returns for received ACH credit/debit transfers (i.e., Column is the RDFI)
  • Retrieve the return processing details of an ACH transfer.
  • Retrieve the return processing details of all ACH transfers under your developer account.

Aug 5th, 2021

Aug 5th, 2021

Fixed bugs in entity request validation

Aug 4th, 2021

Aug 4th, 2021

Updated the LIST /transfer endpoint to have a unified schema for all transfer types

Aug 2nd, 2021

Aug 2nd, 2021

• Renamed the /sandbox routes to /simulate to avoid confusion. All of the routes are sandboxed and can be used with your test api-key. However, the simulate routes are sandbox only and enable you to simulate settlement of ACH and Wire transfers.
• Updated ACH documentation.

Jul 27th, 2021

July 27th, 2021

• Deprecated amount[cents] and amount[currency_code] in transfer requests and responses, and moved amount and currency to the top level.
• Removed update_mask from the entity update API.